SmartSpend Pro Privacy Policy

Last updated: April 2026

SmartSpend Pro values your privacy. This Privacy Policy explains what information the app may use, how it is used, and what control users have over their account and data.

Information We Use

SmartSpend Pro may use the following types of information:

• Account information such as your email address
• Financial information you manually enter, including transactions, goals, budgets, and recurring payments
• Basic app preferences and settings used to personalize your experience

How Information Is Used

• To display balances, activity, analytics, goals, and recurring payment summaries
• To personalize the in-app experience and account-related screens
• To support AI-based financial guidance features when the user chooses to use them

AI Adviser and Backend Processing

When users interact with SmartSpend AI features, selected financial summary data may be securely processed through backend services in order to generate a response.

This may include information such as:

• Total balance
• Total income and expense values
• Top spending category
• Recent transactions
• Goals or other selected finance summaries

AI responses are provided for informational purposes only and are not professional financial advice.

Data Storage

Some account and finance-related data may be stored locally on the user’s device. Some request data may also be processed by backend services to support specific app functionality.

User Control

• Users can manage account-related settings inside the app
• Users can initiate account deletion inside the app
• Users choose when to use AI-related features

Contact

If you have questions about privacy or your account, please use the official SmartSpend Pro support contact listed on the Support page.